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Protect Your Investment

Just like any major investment – your house, your boat, your motorhome – a vehicle purchase should come with some form of financial protection. At Graff Chevrolet Bay City, we want to help you protect your investment in the case of damage, expired warranty, and even theft. Take a look at the packages below to learn how our financial experts can help you keep your vehicle safe and looking great for years to come! If you have any questions, you can fill out the form at the bottom of this page or give us a call to set up an appointment with a financial team member.

Protection products

GAP Waiver

You can think of GAP waiver as your safety net if you ever find yourself facing a total loss in terms of your vehicle. In the case of a theft or an accident, GAP waiver will pay the difference between the actual cash value of the vehicle and the current outstanding balance on your loan or lease. Simply put, GAP waiver ensures that your auto loan gets paid. In some cases, it may even cover your normal insurance deductible. While GAP waiver typically comes with a small premium, this is a small price to pay compared to what you could owe in the event of a total loss. To learn more about GAP waiver and find out if this protection plan is right for you, feel free to contact our financial experts! They would be more than happy to provide you with all the information you may need, as well as assist you with any other automotive need you may have. To reach our financial team, call (989) 684-4411.

Service Contract

Purchasing a new vehicle is one of the greatest investments you will make in your lifetime. Fortunately, vehicle purchases often come with some type of warranty to protect you should anything go wrong. However, these warranties have an expiration date and typically don’t last for the lifetime of the vehicle. To protect your vehicle past your warranty’s expiration, we offer a service contract to help you and your pocketbook avoid any unexpected costs. A service contract will cover many of the same vehicle expenses as your warranty, but does not expire in the same way your warranty would.

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Prepaid Maintenance

One of the best ways to help avoid expensive repair costs and protect your vehicle’s resale value is to maintain your vehicle regularly. Maintaining your car, truck, SUV, or crossover can be costly if you’re not staying up to date with necessary services such as oil changes, tire rotations, and brake inspections. Prepaid maintenance is a convenient and affordable way to maintain your vehicle according to the manufacturer’s recommended maintenance schedule. If you would like to sign up for a prepaid maintenance plan or you need help understanding your vehicle’s maintenance schedule, Graff Chevrolet Bay City is here to help!

Tire & Wheel Program

This comprehensive program covers your vehicle’s tires and wheels against road hazards such as metal, nails, potholes, glass, and debris. Coverage is not pro-rated and is less expensive than a traditional road hazard coverage plan. The tire and wheel program also offers roadside assistance services 24 hours a day, 7 days a week, 365 days a year for any tire or wheel related emergencies. Protect your investment with the tire and wheel program from Graff Bay City, so you can always feel safe out on the road.

Life & Disability

Life coverage provides the protection of a free and clear title, and can be combined to compliment any existing coverage you may already have. Accident and health coverage provides protection that reduces credit and financial risk for you and/or your co-signer.

Companion Care

Companion Care from Graff Bay City covers 'wearable' items or components on your vehicle while your vehicle is in bumper-to-bumper warranty. As soon as bumper-to-bumper expires, Companion Care picks up where the warranty left off to continue warranty coverage on your vehicle. Companion Care is meant to save you money and hassle in the case of necessary part replacements.

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Corrosion Protection

Corrosion protection rust proof modules use electromagnetic waves to protect your vehicle from corrosion. Electromagnetic corrosion protection is scientifically proven to reduce the rate of corrosion on automotive sheet metal by up to 99.7%. The rust proof module can be easily installed and provides total perforation protection, even from stone chips and scratches. It is environmentally friendly and can be easily transferred to your next vehicle.

Diamond Fusion

Diamond Fusion is a superior windshield protective coating for automobiles. It is proven to reduce glare by up to 35% and waterproofs the windshield from rain and snow. Windshields treated with Diamond Fusion were tested to be up to 10x more resistant to damage from road debris, protecting you and your wallet from costly damage.

Great Lakes Ultimate Protection

The Great Lakes Ultimate Protection program will protect your vehicle’s paint and fabric. It provides warranted protection against weather-induced fading, acid rain, tree sap, insect damage, and more. Your vehicle will also be covered against interior stains, fading, inks, chewing gum, rips and tears up to 6" in length and punctures and burns up to 1" in diameter.

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Questions About Auto Protection? Contact Us!


To learn more about these vehicle investment protection products, feel free to contact our financial experts! They would be more than happy to provide you with all the information you may need for auto protection, as well as assist you with any other automotive need you may have. To reach our financial team, call (989) 684-4411. You can also feel free to stop by the dealership located at 3636 Wilder Road, Bay City, MI 48706. We’re happy to provide our services to the Bay City Area, including our neighbors in Pinconning, Saginaw, Frankenmuth, Mt. Morris, Midland, and beyond! We look forward to seeing you soon!