Logo Live chat

Get the Best Interest Rate Possible for Your New or Used Auto Loan at Graff Bay City!

As one of Mid-Michigan’s premier auto dealerships, Graff Chevrolet has perfected the art of getting our customers great auto loan deals. Our finance experts have strong standing relationships with banks, credit unions, and other institutions, making it easy to secure a loan to help you purchase your vehicle. We are able to accomplish the difficult task of financing even our most challenged credit customers by working hard on the behalf of the customer, and knowing the right calls to make. Rest assured that no matter your current credit situation, we will work diligently to make sure you get the best interest rate possible on your new or used auto loan.

Best interest rate

While we promise to work hard on your behalf to get you the best interest rate available, you should know that there are still a few factors that will help determine your loan’s interest rate:

  • The car you’re purchasing – Is the vehicle you’re purchasing new? Used? Certified Pre-Owned? Rates are based on vehicle age and mileage, with new car rates typically having the lowest rates.
  • The length of the term of the loan – Generally, longer-term loans come with higher interest rates, however, this is not always the case. Loan options vary on nearly a daily basis. Our auto loan specialists are here to help get you through the financing gauntlet.
  • Your credit rating – Borrowers with better credit scores get lower interest rates. However, at Graff Chevrolet we have exceptional relationships with lenders and can often improve our customers’ auto loan interest rate – no matter their credit score.

Great Interest Rates for Challenged Credit | We’re the Experts You Need

At Graff Chevrolet in Bay City, we are experts at financing customers with challenged credit. We understand that it can be difficult to get a car loan with poor credit or no credit, which is why our financial team is here to help. We have the resources and tools to make sure that you get into a car, truck, SUV or crossover that you can easily afford – that includes getting a great interest rate and smallest down payment possible. If you don’t know what your current credit score is, feel free to fill out our secure ‘Finance Form’ online or give our experts a call at (989) 684-4411.

Documents you need v02 07