New and Used Vehicle Financing Assistance at Graff Bay City

At Graff Bay City, we pride ourselves on being the auto loan experts of the Bay Area. Since we opened our doors in 1986, we have helped drivers from all over the Mid-Michigan and Tri-City areas develop a vehicle financing program to fit their specific needs. Good credit, bad credit, or no credit - we have a finance program for you.

Were here to help

Get Pre-Approved ONLINE!
Helps you spend less time at the dealership

We Finance Anyone – Regardless of Credit Challenges

If you’re uncertain about your current credit standing, we at Graff Chevrolet completely understand. However, we want to assure you that you have nothing to worry about because our auto finance and credit experts are here to help. All you need to do is fill out our secure Finance Form and our staff will be able to get the ball rolling on financing your dream vehicle – getting you into a program that fits your budget perfectly.

The same can be said if you have a poor credit standing. If your credit rating is less than desirable, we believe you shouldn’t be refused a car loan – everyone needs a means of transportation, no matter his or her credit situation. To assist you, we offer a variety of options available for poor credit loan applicants, including our Guaranteed Written Approval Program.

Our relationships with special credit agencies in Bay City allow us to design unique vehicle financing for consumers with credit challenges. Our finance experts at Graff Bay City will gladly take the extra steps and work hard to help you find the lowest interest rate with the smallest down payment – we’re here to help!

To pre-qualify for vehicle financing at Graff Chevrolet, all you need to do is take a moment to fill out our online finance application. This will help us get you in your new car, truck, SUV or crossover as quickly as possible. At Graff Bay City, we have been helping auto drivers throughout Michigan for many years. Feel free to give us a call at (989) 684-4411.

Military discounts

College, Military & Educators
Qualify for GM Discounts!