Graff Bay City Chevrolet

Finance

Your Auto Loan Experts at Graff Chevrolet Bay City

The finance experts at Graff Chevrolet Bay City can help you get approved for new and used auto loans in the Bay City, Michigan area. We understand that applying for a new or used car loan can be stressful, but we're here to help make the process simple and answer any questions you may have throughout the financing process. At Graff in Bay City, it's as easy as getting started online by filling out our secure online financing form or contacting our Finance Department at (989) 684-4411. No matter if you live in Bay City, Saginaw, Midland, Essexville, Pinconning or anywhere else in Mid-Michigan we are here to help!

The Finance Department at Graff Chevrolet Bay City has the knowledge and experience to assist customers with even the most challenged credit. Good credit, bad credit, or no credit, our finance experts will work hard on your behalf to secure an auto loan with the best interest rate and lowest down payment. They are able to do this because of the fantastic relationships they've developed with credit unions and financial institutions in Bay City, Saginaw, Midland and all across the country. These relationships along with their expertise and professionalism ensures that you get a vehicle payment that works best with your current financial situation. Again, if you have any questions or concerns at any point during the financial process, please don't hesitate to reach out to one of our finance experts – we're here to help!

If you feel you have some credit challenges we have experts who can help with that too! You can find out more here!

FINANCING | Graff Bay City Chevrolet in Bay City MI

Get Pre-Approved ONLINE!

Helps you spend less time at the dealership


While we promise to work hard on your behalf to get you the best interest rate available, you should know that there are still a few factors that will help determine your loan’s interest rate:

•The car you’re purchasing – Is the vehicle you’re purchasing new? Used? Certified Pre-Owned? Rates are based on vehicle age and mileage, with new vehicles typically having the lowest rates.
•The length of the term of the loan – Generally, longer-term loans come with higher interest rates, however, this is not always the case. Loan options vary on a near daily basis. Our auto loan specialists are here to help get you through the financing gauntlet.
•Your credit rating – Borrowers with better credit scores get lower interest rates. However, at Graff Chevrolet we have exceptional relationships with lenders and can often improve our customers’ auto loan interest rate – no matter their credit score.


Graff Bay City Chevrolet

3636 Wilder Rd
Bay City, MI 48706
Driving Directions

Sales 989-402-5925
Service 989-414-2544
Parts 989-684-4411

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Contact Us

Finance | Graff Bay City Chevrolet in Bay City MI
Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 7:00PM
Wednesday 9:00AM - 7:00PM
Thursday 9:00AM - 7:00PM
Friday 9:00AM - 6:00PM
Saturday 9:00AM - 3:00PM
Sunday Closed
Monday 8:00AM - 5:30PM
Tuesday 8:00AM - 5:30PM
Wednesday 8:00AM - 5:30PM
Thursday 8:00AM - 5:30PM
Friday 8:00AM - 5:30PM
Saturday 8:00AM - 1:00PM
Sunday Closed
Monday 8:00AM - 5:30PM
Tuesday 8:00AM - 5:30PM
Wednesday 8:00AM - 5:30PM
Thursday 8:00AM - 5:30PM
Friday 8:00AM - 5:30PM
Saturday 8:00AM - 1:00PM
Sunday Closed